Portfolio Construction

Portfolio Construction – Knowing Our Clients

Before we undertake the construction of an investment portfolio, we need to understand our client’s requirements and expectations. We consult with individuals and trustees and evaluate individual circumstances. Our clients come from very different backgrounds and either work in, or have retired from, a variety of industries. Objectives are equally varied and attitudes to investment can be similarly wide ranging. Our service is designed to be highly personalised and we seek to regularly confer with clients and to review mandates to ensure that they remain appropriate and suitable.

Once the investment mandate has been agreed, we begin the process of constructing an investment portfolio. We can provide our clients with the potential to access all corners of the financial market, but this is dependent on their personal interests and appetite for risk. By measuring up to client expectations, we seek to develop the trust and confidence that is vital in building a long-term and successful relationship.

Your investment manager will construct a tailored portfolio, suitable for your requirements, and derived from our building blocks and any new strategies that may specifically be needed. Cash will be invested or existing holdings aligned to the agreed portfolio over a period of time. We recognise that, due to a number of factors such as contingent capital gains, there will always be some performance discrepancy between a client’s actual portfolio and a model equivalent. For this reason, client portfolio performance will deviate from our published model performances.